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18+ (21+ in most US states). Gambling involves risk. Please play responsibly. Check terms · Verified September 17, 2026
original
Hi-Lo (Hilo) is a card-prediction Stake Original: a starting card is shown and the player guesses whether the next card will be higher or lower, with the multiplier growing after every correct call.
We may earn a commission if you sign up through links on this page. This never affects our editorial ratings. Affiliate disclosure · 18+ (21+ in most US states). Gambling involves risk. Please play responsibly.
RTP varies by operator. 99% (1% house edge) on every call Providers let casinos pick a configuration, so always open the game's own info panel and check the number before you bet.
18+ (21+ in most US states). Gambling involves risk. Please play responsibly. Check terms · Verified September 17, 2026
Curaçao
Rakeback and weekly/monthly bonuses through the VIP programme
18+ (21+ in most US states). Gambling involves risk. Please play responsibly. Check terms · Verified September 17, 2026
Up to 5,000 USDT
across three deposits: 100% up to 1,500 USDT, then 50% up to 2,000 USDT, then 100% up to 1,500 USDT
Wagering: 30x see the full terms
18+ (21+ in most US states). Gambling involves risk. Please play responsibly. · Verified September 17, 2026
Curaçao
170% casino bonus up to €1,000
sportsbook 100% up to €500
Wagering: 30x (deposit + bonus) see the full terms
18+ (21+ in most US states). Gambling involves risk. Please play responsibly. Check terms · Verified September 17, 2026
15% rakeback for 7 days (via affiliate/referral code)
18+ (21+ in most US states). Gambling involves risk. Please play responsibly. · Verified September 17, 2026
Rakeback and task-based rewards
18+ (21+ in most US states). Gambling involves risk. Please play responsibly. · Verified September 17, 2026
VIP club with 15 ranks: Bronze, Silver, Gold, Platinum I-VI, Diamond I-V, Obsidian. Entry at Bronze = 10,000 SC or 20bn GC wagered; Obsidian = 1bn SC or 2 quadrillion GC (2m GC played = 1 SC of progress). Rewards: instant rank-up bonuses, Weekly Boosts released Saturdays 12:30 UTC via the official VIP Notices Telegram channel, random-date monthly bonuses, daily Reloads for Platinum+ lasting 14-42 days by rank, and Rakeback (a percentage of tokens used to play returned; rate set by rank/VIP host).
18+ (21+ in most US states). Gambling involves risk. Please play responsibly. Check terms · Verified September 17, 2026
| Casino | RTP | Notes | Source |
|---|---|---|---|
| Stake.com | 99% | — | Link |
Place a bet; a starting card is dealt (you can skip it and draw a new one). Choose Higher/Same or Lower/Same. If your call is correct, the multiplier shown for that call is applied and you may cash out or continue with the new card as the base. A wrong call loses the whole stake. Aces are low or high depending on the call (guides note special handling for Ace and King); ties count as a win for the 'same' side of the chosen call.
Hi-Lo is documented at 99% return to player, which is a house edge of 1%. 99% (1% house edge) on every call. Stake's own page and blog blocked from this environment; corroborated by gamechampions.com, sportsgambler.com and stakefans.com. That percentage applies to every unit you wager, not to the money you deposit. Play a £100 balance through £2,000 of bets and the edge is charged on the £2,000.
Player-controlled by call selection and streak length. Safe calls (lower on a King) pay just above 1x; risky calls (higher on a King, i.e. only an Ace or King) pay large multipliers. Turning the risk up does not make a game more or less generous over time. It widens the distribution: frequent small wins become rare large ones while the average stays where the operator set it.
Because the payout for each call is set from its true probability minus the 1% edge, choosing the 'obvious' call (lower on a King, higher on a 2) does not create an advantage; it only lowers variance. Using Skip to wait for extreme cards produces safer calls but the same expected return. Cashing out sets a realised result rather than a better one, so decide a target and a budget before starting, and remember that a long streak still ends in a loss of the whole accumulated amount if one call misses.
This game publishes a server seed hash before each round and reveals the seed afterwards, so you can recompute the result yourself and confirm it was not changed after your bet. It proves the round was not rigged. It does not change the house edge.
Guides report that a repeated card counts as a win for either Higher or Lower on cards other than Ace/King; Ace and King have their own same/higher/lower options.
Yes, the skip button discards the current base card and draws another without ending the round.
Secondary sources state no fixed cap; winnings are still limited by Stake's max-profit rules.
